All loan providers, lessors and finance agents should be certified by ASIC or be an agent of somebody that is certified. Re Re Re Search ASIC Connect’s Professional Registers to check on your credit provider is certified before you cope with them.
Some companies that are exempt from certification, such as for example stores and vehicle yards. As the store could be exempt, the real credit provider needs to be certified. If you’re uncertain whom the provider is, check always your credit agreement or leasing contract.
Browse the credit guide
Any business participating in credit tasks must provide you with a credit proposition disclosure document which will say to you:
- their Australian credit licence quantity